Referral campaign Terms and Conditions

1. The campaign offers Change customers to earn a referral reward for inviting friends who successfully qualify according to the requirements outlined in section 3 of these Terms and Conditions.

2. The campaign runs from 09:00 GMT March 16 until 23:59 GMT March 31, 2022.

3. The referred friend must meet all of the following requirements:

· Be a new Change user; they must not have applied for a Change account before.

· Install the Change app after clicking on your unique referral link.

· Complete their sign-up.

· Verify their account.

· Complete a fiat deposit in accordance with our general T&Cs.

· Buy or sell any cryptocurrency using a market order in the minimum equivalent amount of €100 from their account. Limit or stop orders are not eligible to complete a trade.

· Do not withdraw the funds from the account for at least 7 days after reaching the qualifying trading volume in cryptocurrency.

4. The referral reward is equal to €100 in Ethereum cryptocurrency for bringing 5 qualified friends.

5. The referred friends will be eligible for the cashback on trading fees in the equivalent of up to €20 in Ethereum for the market orders for cryptocurrency trades for the period until 23:59 GMT March 31, 2022.

6. There is no limit to the number of friends a single customer can invite.

7. Customers can invite friends who reside in the territories where Change is available.

8. The rewards will be credited to all eligible customers on their Change accounts by April 8, 2022 (17:00 GMT).

9. Change does not allow any customer to self-invite through multiple accounts. If such activity is detected, all referrals will be cancelled from the campaign.

10. Change reserves the right to cancel the referral campaign or change the terms of the referral campaign at any time without giving prior notice and by making the information available on the website.

11. Promoting the referral code/link through the use of paid advertising on 'Change' or Change-related keywords is prohibited. This includes, but is not limited to, bidding or running ads on search brand keywords that include 'Change' or similar variations and using 'Change' branded terms in your ad copy. Referrers who engage in such activities will have their referral codes/links deactivated and all referrals resulting from such activities are ineligible for reward.

12. Should Change detect fraud or any manipulation of the promotion rules or abuse of the promotion, the relevant customer will be suspended from the current promotion. Change may unilaterally initiate extraordinary termination of the contract with the customer and close the customer’s account without providing advance notice in case infringement of the campaign terms and conditions has been detected.