Change is owned by its users

We're on a mission to remove the barriers and complexities to wealth creation

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Invest in a startup‍‍

Estonian startups attract investors globally. Play a major part in the next Estonian unicorn’s story and invest today

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Start as low as €10

Startup investing used to be limited to elite groups with deep pockets. No more! Everyone’s welcome with Change

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Help us grow

Our goal is to become the most used, simplest investment app in the EU with a $1B valuation

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Join over 7,000 investors

Join our Telegram group and help us build the best investing app around by staying engaged

small team with a big Vision
We believe the future of finance is open, inclusive and empowering. The values that also make us successful as a team.
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Coming together from 10 countries, we push the limits to develop a world where everyone has equal access to exciting financial services.
With experience from
30+
team members
136k+
verified users
2300M+
volume traded

milestones

Here’s a quick recap of what’s happened so far

2016 & 2017

It all started in Singapore

Change was launched with €0.2M angel investment and we crowdfunded a further €14.4M

2019

The investor VISA card was brought to life

The advent of the Change VISA card meant you could use investments as a means of payment in your day-to-day life

2021

Growing & scaling

We have grown our team significantly and we raised an additional €3.7M at €175M valuation

2023

Expanding the product

We added over 300 new derivatives, more than 50 cryptos and Apple Pay to the app

2025

Building trust on transparency and compliance

The regulatory changes in Europe are altering the market landscape, and we are leveraging the opportunity

2018

Mobile app in iOS & Android went live

The very first version of our crypto investment app was released

2020

Stocks CFDs launched

In addition to cryptos, our customers can now trade popular stock CFDs such as Netflix and Tesla

2022

Making moves in Europe

We’re growing our footprint in the EU and offering our app in different languages

2024

Record trading volume

Expanding our presence in key markets with increased trading volumes and a new majority shareholder

2016 & 2017

It all started in Singapore

Change was launched with €0.2M angel investment and we crowdfunded a further €14.4M

2018

Mobile app in iOS & Android went live

The very first version of our crypto investment app was released

2019

The investor VISA card was brought to life

The advent of the Change VISA card meant you could use investments as a means of payment in your day-to-day life

2020

Stocks CFDs launched

In addition to cryptos, our customers can now trade popular stock CFDs such as Netflix and Tesla

2021

Growing & scaling

We have grown our team significantly and we raised an additional €3.7M at €175M valuation

2022

Making moves in Europe

We’re growing our footprint in the EU and offering our app in different languages

2023

Expanding the product

We added over 300 new derivatives, more than 50 cryptos and Apple Pay to the app

2024

Record trading volume

Expanding our presence in key markets with increased trading volumes and a new majority shareholder

2025

Building trust on transparency and compliance

The regulatory changes in Europe are altering the market landscape, and we are leveraging the opportunity

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Investors

Here’s what some of our most notable investors have to say about Change

Change is majority owned by Andromeda Capital Partners Suisse AG, a Swiss-based private equity firm focused on acquiring and scaling innovative fintech companies in the capital markets sector.
Alongside Andromeda, Change is backed by investors from around the world.

Ingmar Mattus

Co-founder of Andromeda

"Our majority stake in Change reflects our commitment to innovation, transparency, and unlocking new opportunities in the markets. We believe in empowering bold ideas and building lasting value."

Roger Crook Change Investor

Roger Crook

Former CEO of DHL

"They got so much drive and passion to make this a success. I've no doubt that this business is going to thrive."
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Asse Sauga Change Investor

Asse Sauga

Former CTO of Agrello

"Change helps retail investors get involved with emerging digital assets flawlessly. With an increasing demand for these assets, investing into Change has been a no-brainer."

Hubertus Thonhauser Change Investor

Hubertus Thonhauser

Chairman of Tezos Foundation

"Change’s team is great - I’m a big fan!"


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company updates

Want to rewind a bit and hear updates from our team?
See what we’ve been up to lately.

Roger Crook Change Investor

Q4 2024 Community Call

VIDEO

Roger Crook Change Investor

Q1 2024 Community Call

VIDEO

Roger Crook Change Investor

Q4 2023 Community Call

VIDEO

Roger Crook Change Investor

Q3 2023 in Review

VIDEO

All forward-looking statements in this communication are based upon what management of the Change believes are reasonable assumptions, although there can be no assurance that these will prove to be accurate as actual results and future events could differ materially from those anticipated in such statements.
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Share unit

Equity instrument

Change share units give you equity in the company. Share units are suitable for investors who want to trade with Change equity on Funderbeam platform, whether or not you’re a Change customer.
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SYMBOL

CHANGE

Company details

More info
Trade on Funderbeam
Buying and holding Change share units entail many different risks. You should seek independent professional advice.
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This communication does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security and nothing in here should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction.
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© xChange AS, 2025
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The content of this website and the services described is intended to inform only eligible customers and is not intended to offer to transact business with any person in any jurisdiction where such an offer would be considered unlawful.
You can find out more about the eligibility criteria and the legal arrangements from the Legal Documents, or you may want to reach out to Change via the Support Portal or the app.
Crypto services are provided by xChange AS, with company no 14428150, under the license no FVT000072 issued by Estonian FIU.
CFD trading service is provided on a cross-border basis by Change Securities B.V., with company no 50755854, authorised and regulated by the Dutch Authority for the Financial Markets (AFM).

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 63% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.