CFD Trading Fees | Low Spreads, Transparent Pricing

Ultra-LOw Fees.
no hidden surprIses.

At Change, transparency isn’t a buzzword - it’s our foundation. No complex fee structures, no surprises. Just simple, honest pricing: tight spreads, clear overnight fees, and nothing else. Because growing your wealth should be straightforward.

Trade with fewer fees.
More of your money stays yours.

Spread

Overnight
fee

Currency
conversion
rate

1.5% or
3.0%

0.15%

0.5%

up to 0.7%

up to 0.3%

Deposit fee

0.7% after €2000 cumulative via cards, Google Pay, Apple Pay & other

Withdrawal fee

€0 if > €50

Bank transfer 0.5% min €2, max €10. Credit/debit card €1

Inactivity fee

$10/month

€10/month

$10/month

€10/month

“Zero fees” isn’t free.
How some brokers hide the real cost.

Let’s talk openly about the “commission-free” buzz.

0% might sound great - but platforms still need to make money. Whether you win or lose on a trade, many brokers still take their cut. And it doesn’t stop there... fees often show up in less obvious places - deposits, currency conversions, inactivity, account maintenance, or withdrawals. It all adds up. What looks like zero can cost you more than you think.

Why trading with Change is great

Unlike other trading platforms, Change offers simple and straightforward pricing. We don’t charge for deposits - including card payments. With some of the lowest minimum deposits and withdrawals (€10) in the industry, trading is accessible to everyone. There are no inactivity or account management fees on margin accounts, and no hidden currency conversion charges. In fact, we only apply 2 types of fees: the spread and a transparent overnight fee.

The fees we charge at Change

When you trade CFDs, you’ll encounter something called the spread. This fee is important because it affects the price you pay for the asset. The spread is the difference between the Buy and Sell prices of an asset - meaning the price you see is slightly higher than the actual market value if you’re buying, or slightly lower if you’re selling.
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Spread fees exist on all trading platforms and can vary depending on the asset and the time of day. This is influenced by market liquidity and volatility - basically, how many people are trading that asset at any moment.
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The good news? Our spreads are among the most competitive in the industry. You can view the spreads for every CFD instrument over a set period on our Contracts Specifications page.

An overnight fee is charged when you keep a trading position open past the end of the trading day. At around 23:59 GMT+2, a swap fee is either added to or deducted from your account until the position is closed.
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This fee is tripled on Wednesdays or Fridays - depending on the asset - to account for the upcoming weekend, when no overnight fees are charged.
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The exact swap fee depends on current market interest rates, which can fluctuate over time. That’s why it’s a good idea to monitor them regularly. The best part? At Change, our overnight fees are again among the lowest in the industry.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 59% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.