Referral campaign Terms and Conditions

1. The campaign offers Change customers to earn a referral reward for inviting friends who successfully qualify according to the requirements outlined in the section 4 of these Terms and Conditions.

2. The campaign runs from 15:00 GMT December 13 until 23:59 GMT December 31, 2021.

3. The campaign is open to all Change users who have received the invitation to participate via email directly from Change.

4. The referred friend must meet all of the following requirements:

· Be a new Change user; they must not have applied for a Change account before.

· Install the Change app after clicking on your unique referral link.

· Complete their sign-up.

· Verify their account.

· Complete a fiat deposit of at least €100 in accordance with our general T&Cs.

· Buy or sell any cryptocurrency using a market order in the minimum equivalent amount of €100 (in one or a few trades) from their account. Limit or stop orders are not eligible to complete a trade.

5. The referral reward is equal to €20 in Cardano cryptocurrency and matches for both the referrer and the referred customer.

6. For the customers who invite 12 and more qualified friends, the referral reward increases to €30 in Cardano cryptocurrency.

7. There is no limit to the number of friends a single customer can invite.

8. Customers can invite friends who reside in the territories where Change is available.

9. The rewards will be credited to all eligible customers on their Change accounts by January 7, 2022 (17:00 GMT).

10. Change does not allow any customer to self-invite through multiple accounts. If such activity is detected, all referrals will be cancelled from the campaign.

11. Change reserves the right to cancel the referral campaign or change the terms of the referral campaign at any time without giving prior notice and by making the information available on the website.

12. Promoting the referral code/link through the use of paid advertising on 'Change' or Change-related keywords is prohibited. This includes, but is not limited to, bidding or running ads on search brand keywords that include 'Change' or similar variations and using 'Change' branded terms in your ad copy. Referrers who engage in such activities will have their referral codes/links deactivated and all referrals resulting from such activities are ineligible for reward.

13. Promoting the referral code/link through a public site or domain is prohibited. Such activity will be considered as abuse of the referral program, whereby referrers who engage in such activities will have their referral codes/links suspended. Referrers and referred friends who have used a publicised link available on a public site or domain for taking part in the promotion will be suspended from the promotion and will not be eligible for the reward.

14. Should Change detect fraud or any manipulation of the promotion rules or abuse of the promotion, the relevant customer will be suspended from the current promotion. Change may unilaterally initiate extraordinary termination of the contract with the customer and close the customer’s account without providing advance notice in case infringement of the campaign terms and conditions has been detected.