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New to trading?

We got your back. Here are some of the frequent questions people ask
around CFDs, wallets, payment methods, and usage.

What is CFD Trading?
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CFD stands for a Contract for Difference - why? You earn money based on the difference in price from when you enter the contract to when you exit. Rather than purchasing an asset, like Bitcoin, you simply enter an agreement with a CFD broker based on the direction you believe the price will go.
Why might I trade CFDs?
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Less fees, easier ability to access, ability to short-sell. Engaging in CFD trading means you don’t own the asset, simply a financial contract; this gives more flexibility and operates independently of the actual market itself. It does run a stronger chance of loss, however, if the market moves against your price prediction.
What is leverage trading?
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Trading with leverage means that you’re using borrowed capital (money) when opening a position. It increases profit by multiples (such as 2x) while also increasing the possible loss. It is possible to use leverage as an option for both buying (long) and selling (shorting) open positions. The capital borrowed is always paid back plus a small fee, generally.
How can I pay for CFDs?
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To trade a CFD you need to verify your identity and transfer funds to your Change account. Before getting full access to services you need to make at least one SEPA deposit from your personal bank account. You can instantly transfer money from your investment balance to your margin account.
Is CFD trading legal?
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The legality of CFD trading varies by country, but there are many countries where it is legally permitted when properly regulated. Change partner Indexa B.V. is authorised and regulated by the Dutch Authority for the Financial Markets (AFM).
Is CFD trading safe?
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Any financial investment involves risk, and CFDs are no different. However, trading CFDs with leverage increases your market exposure, thereby, increasing your risk.
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© xChange AS, 2022
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You can find out more about the legal arrangements from the Legal Documents, or you may want to reach out to Change via the Support Portal or the app.
Digital asset services are provided by xChange AS under virtual currency service provider license no FVT000072 issued by Estonian FIU.
CFD trading service is provided on a cross-border basis by Change Securities B.V. (Chamber of Commerce no 50755854, previously Optieclub.nl B.V.) authorised and regulated by the Dutch Authority for the Financial Markets (AFM).
Getchange Account and Visa Card is issued by UAB “Finansinės paslaugos „Contis“ who holds the electronic money institution license no 53, dated 2019-07-23, issued by the Bank of Lithuania. The Visa Debit Card is an electronic money product and although we are supervised by the Bank of Lithuania, it is not covered by the Deposit Insurance System of the Republic of Lithuania. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that UAB “Finansinės paslaugos „Contis“ becomes insolvent your funds will be protected against claims made by creditors.