Change is owned by its users

Change is on a mission to unleash a borderless financial system run by the people. Join our journey today

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Invest in a startup

Estonian startups attract investors globally. Play a major part in the next Estonian unicorn’s story and invest today

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Start as low as €10

Startup investing used to be limited to elite groups with deep pockets. No more! Everyone’s welcome with Change

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Help us grow

Our goal is to become the most used, simplest investment app in the EU with a $1B valuation

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Join over 7,000 investors

Join our Telegram group and help us build the best investing app around by staying engaged

Get involved

There are three ways you can become a Change investor

Share

Equity crowdfunding

Change shares give you equity in the company. Shares are suitable for investors who want to trade with Change equity on Funderbeam’s platform, whether or not you’re a Change customer. 

SYMBOL

CHANGE

Full terms

Buy from Funderbeam

CNG

Equity crowdfunding

The CNG token gives you equity exposure through a convertible note agreement. This means that every 792,000 CNG tokens give you 1% ownership when converted to Change shares. CNGs can be bought via our app.

SYMBOL

CNG

Full terms

Buy from Change

CAG

Prepayment token

The CAG token can be used to purchase services through Change. Customers can currently order a debit card with CAG; we plan to add more services in the future. You can buy CAG from Uniswap.

SYMBOL

CAG

Full terms

Buy from Uniswap
Buying and holding CAG or CNG tokens entail many different risks. You should seek independent professional advice, if you do not fully understand the risks of or services related to investing in cryptoassets, using the electronic wallets or managing private keys. Learn more.

This communication does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security and nothing in here should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. CNG token is not a security as defined by Estonian Securities Market Act, and it is not deemed to be public offering in any case.

CNG to share unit calculator

We’ll convert CNG tokens to share units giving token holders equity in Change. This swap is planned for later this year. Enter your CNG balance below to find out how many share units you’ll receive 👇

Investors

Change has investors around the globe. Here's what some of our more well-known investors are saying about Change

Asse Sauga Change Investor

Asse Sauga

Former CTO of Agrello

"Change helps retail investors get involved with emerging digital assets flawlessly. With an increasing demand for these assets, investing into Change has been a no-brainer."

Roger Crook Change Investor

Roger Crook

Former CEO of DHL

"They got so much drive and passion to make this a success. I've no doubt that this business is going to thrive."

Sonny Aswani Change Investor

Sonny Aswani

Director of Tolaram Group

"I've been following their journey since they launched in Singapore in 2016. One of the strongest startup teams from Estonia, I have seen."

Hubertus Thonhauser Change Investor

Hubertus Thonhauser

Chairman of Tezos Foundation

"Change’s team is great - I’m a big fan!"

Change today

Thousands of people from over 30 nations trust Change to save them time, stress, and fees every time they trade

€100M+

TRADED MONTHLY

30

COUNTRIES SUPPORTED

70K+

Verified users

“#1 App To Buy & Spend Crypto”

App Store

Rating Google Play Store

“Great app and wallet so far!”

Google Play

“Changing the way you buy crypto”

Trustpilot

“Change team is working on day and night, to bring cryptocurrencies to the masses, to actually let them pay with cryptocurrencies”

WATCH VIDEO

“Change says the aim of the company is to become one of the world's leading banks”

watch video

“Tokenisation of assets, for example, is already changing how people invest, spend and raise capital around the world”

Read Article

“Change has stepped up in the European marketplace to combine crypto investing with traditional banking features.”

Read Article

“Change team is working on day and night, to bring cryptocurrencies to the masses, to actually let them pay with cryptocurrencies”

Watch Video

“Change says the aim of the company is to become one of the world's leading banks”

Watch Video

“Tokenisation of assets, for example, is already changing how people invest, spend and raise capital around the world”

Read Article

Change was listed in the 2018 Paris Fintech Selection

Visit Website

The numbers

Transparent and accessible; Change's financials and achievements are laid bare for you

2019
2020
2021 Q1-Q2
2021E
Installs (total)
Verified customers (total)
Trading volume (€)
Product revenue (€)
Funding remaining (€)
Runway (years)
People
67.1K
22.1K
6.8M
30.0K
9.5M
3.4
33
138.1K
41.1K
119.5M
838.1K
6.5M
3.1
36
267.5K
87.7K
637.2M
4.2M
15.0M
1.4
56
373.6K
128.0k
1.41B
7.25M
12.5M
1.1
85
2020
2021 YTD
2021E
TOTAL Installs
138.1K
267.5K
373.6K
TOTAL Verified customers
41.1K
87.7K
128.0k
ANNUAL Trading volume (€)
119.5M
637.2M
1.4B
ANNUAL Product revenue (€)
838.1K
4.2M
7.25M
FUNDING REMAINING (€)
6.5M
15.0M
12.5M
RUNWAY (YEARS)
3.1
1.4
1.1
PEOPLE
36
56
85
All financial numbers are fully audited and can be found at Change Annual Reports 2019 and 2020. Revenue figure for 2020 is different in the Annual Report as part of the revenue was recategorized as “other financial income” to follow local accounting standard.
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Why invest now?

Your interest is piqued but why should you join the journey now?
Download our latest investor deck to discover what's in the works and why there's never been a better time to invest in Change

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Roadmap

Here’s a quick recap of what’s happened so far

2016 & 2017

It all started in Singapore

Change was launched with €0.2M angel investment and we crowdfunded a further €14.4M

2019

The investor VISA card was brought to life

The advent of the Change VISA card meant you could use investments as a means of payment in your day-to-day life

2021

Growing, scaling and converting

We’re expanding our presence in Europe and our mighty Change team also


Stay tuned for later in the year when we’ll be converting CNG to Change shares

2018

iOS & Android apps are go

The very first version of our crypto investment app was released

2020

Stocks CFDs launched

In addition to cryptocurrencies, our customers can now trade popular stock CFDs such as Netflix and Tesla

2016 & 2017

It all started in Singapore

Change was launched with €0.2M angel investment and we crowdfunded a further €14.4M

2018

iOS & Android apps are go

The very first version of our crypto investment app was released

2019

The investor VISA card was brought to life

The advent of the Change VISA card meant you could use investments as a means of payment in your day-to-day life

2020

Stocks CFDs launched

In addition to cryptocurrencies, our customers can now trade popular stock CFDs such as Netflix and Tesla

2021

Growing, scaling and converting

We’re expanding our presence in Europe and our mighty Change team also


Stay tuned for later in the year when we’ll be converting CNG to Change shares

Investor calendar

Important upcoming events and dates for Change investors

Date

Event

October 27, 2021

Change Q3 2021 results announced

November 5, 2021

Change investor call with CEO, Kristjan Kangro

All forward-looking statements in this communication are based upon what management of the Change believes are reasonable assumptions, although there can be no assurance that these will prove to be accurate as actual results and future events could differ materially from those anticipated in such statements.

Quarterly updates

Want to rewind a bit and hear updates from our team?
Check out our previous quarterly reviews

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