Change is owned by its users

We're on a mission to remove the barriers and complexities to wealth creation

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Invest in a startup

Estonian startups attract investors globally. Play a major part in the next Estonian unicorn’s story and invest today

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Start as low as €10

Startup investing used to be limited to elite groups with deep pockets. No more! Everyone’s welcome with Change

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Help us grow

Our goal is to become the most used, simplest investment app in the EU with a $1B valuation

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Join over 7,000 investors

Join our Telegram group and help us build the best investing app around by staying engaged

Get involved

Be an early investor in Change and tap into the potential of tech startup growth

Share unit

Equity instrument

Change share units give you equity in the company. Share units are suitable for investors who want to trade with Change equity on Funderbeam platform, whether or not you’re a Change customer.

SYMBOL

CHANGE

Company details

Trade on Funderbeam
Buying and holding Change share units entail many different risks. You should seek independent professional advice.

This communication does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security and nothing in here should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction.

Investors

Change has investors around the globe. Here's what some of our more well-known investors are saying about Change

Asse Sauga Change Investor

Asse Sauga

Former CTO of Agrello

"Change helps retail investors get involved with emerging digital assets flawlessly. With an increasing demand for these assets, investing into Change has been a no-brainer."

Roger Crook Change Investor

Roger Crook

Former CEO of DHL

"They got so much drive and passion to make this a success. I've no doubt that this business is going to thrive."

Sonny Aswani Change Investor

Sonny Aswani

Director of Tolaram Group

"I've been following their journey since they launched in Singapore in 2016. One of the strongest startup teams from Estonia, I have seen."

Hubertus Thonhauser Change Investor

Hubertus Thonhauser

Chairman of Tezos Foundation

"Change’s team is great - I’m a big fan!"

“Change team is working on day and night, to bring cryptocurrencies to the masses, to actually let them pay with cryptocurrencies”

WATCH VIDEO

“Change says the aim of the company is to become one of the world's leading banks”

watch video

“Tokenisation of assets, for example, is already changing how people invest, spend and raise capital around the world”

Read Article

“Change has stepped up in the European marketplace to combine crypto investing with traditional banking features.”

Read Article

“Change team is working on day and night, to bring cryptocurrencies to the masses, to actually let them pay with cryptocurrencies”

Watch Video

“Change says the aim of the company is to become one of the world's leading banks”

Watch Video

“Tokenisation of assets, for example, is already changing how people invest, spend and raise capital around the world”

Read Article

Change was listed in the 2018 Paris Fintech Selection

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The numbers

Transparent and accessible; Change's financials and achievements are laid bare for you

2021
2022
Q4 '23
Q1 '24
Verified users (total)
Trading volume (€)
Product revenue (€)
Funding remaining (€)
Runway (months)
People
106.8K
1.13B
6.7M
15.0M
18
72
125.2K
463.7M
2.18M
3.3M
7
58
132K
44M
1.037M
1.8M
14
22
132K
80M
1.023M
1.9M
14
23
2021
2022
Q4 '23
Q1 '24
TOTAL Verified customers
106.8K
125.2K
132K
132K
Trading volume (€)
1.13B
463.7M
44M
80M
Product revenue (€)
6.7M
2.18M
1.037M
1.023M
FUNDING REMAINING (€)
15.0M
3.3M
1.8M
1.9M
RUNWAY (months)
18
7
14
14
PEOPLE
72
58
22
23
All financial numbers for 2019-2022 are audited. Respective financial statements can be found below. Revenue figure for 2020 is different in the Annual Report as part of the revenue was recategorised as “other financial income” to follow local accounting standard. 2022 financial statements have been prepared in accordance with IFRS (International Financial Reporting Standards).

Trading volume and product revenue reflect the total volume traded and revenue generated through the Change app. Verified users reflects comparable industry benchmark (e.g. Coinbase’s published verified users).
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Why invest now?

Your interest is piqued but why should you join the journey now?
Download our latest investor deck to discover what's in the works and why there's never been a better time to invest in Change

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Roadmap

Here’s a quick recap of what’s happened so far

2016 & 2017

It all started in Singapore

Change was launched with €0.2M angel investment and we crowdfunded a further €14.4M

2019

The investor VISA card was brought to life

The advent of the Change VISA card meant you could use investments as a means of payment in your day-to-day life

2021

Growing & scaling

We have grown our team significantly and we raised an additional €3.7M at €175M valuation

2018

iOS & Android apps are go

The very first version of our crypto investment app was released

2020

Stocks CFDs launched

In addition to cryptocurrencies, our customers can now trade popular stock CFDs such as Netflix and Tesla

2022

Making moves in Europe

We’re growing our footprint in the EU and offering our app in different languages

2016 & 2017

It all started in Singapore

Change was launched with €0.2M angel investment and we crowdfunded a further €14.4M

2018

iOS & Android apps are go

The very first version of our crypto investment app was released

2019

The investor VISA card was brought to life

The advent of the Change VISA card meant you could use investments as a means of payment in your day-to-day life

2020

Stocks CFDs launched

In addition to cryptocurrencies, our customers can now trade popular stock CFDs such as Netflix and Tesla

2021

Growing & scaling

We have grown our team significantly and we raised an additional €3.7M at €175M valuation

2022

Making moves in Europe

We’re growing our footprint in the EU and offering our app in different languages

Investor calendar

Important upcoming events and dates for Change investors

Date

Event

15.05.2024 13:00 GMT+3

Community call

All forward-looking statements in this communication are based upon what management of the Change believes are reasonable assumptions, although there can be no assurance that these will prove to be accurate as actual results and future events could differ materially from those anticipated in such statements.

Quarterly updates

Want to rewind a bit and hear updates from our team?
Check out our previous quarterly reviews

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CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 58% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.