You can find out more about the legal arrangements from the Legal Documents, or you may want to reach out to Change via the Support Portal or the app.
Digital asset services are provided by xChange AS under virtual currency service provider license no FVT000072 issued by Estonian FIU.
CFD trading service is provided on a cross-border basis by Change Securities B.V. (Chamber of Commerce no 50755854, previously Optieclub.nl B.V.) authorised and regulated by the Dutch Authority for the Financial Markets (AFM).
Getchange Account and Visa Card is issued by UAB “Finansinės paslaugos „Contis“ who holds the electronic money institution license no 53, dated 2019-07-23, issued by the Bank of Lithuania. The Visa Debit Card is an electronic money product and although we are supervised by the Bank of Lithuania, it is not covered by the Deposit Insurance System of the Republic of Lithuania. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that UAB “Finansinės paslaugos „Contis“ becomes insolvent your funds will be protected against claims made by creditors.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.