Transparency matters when building wealth - hidden fees compound over time and significantly impact your returns. Here's exactly what Bitcoin investing costs on Change compared to alternatives.
Change's transparent fee structure
Bitcoin trading on Change is completely commission-free, while most European platforms charge between 0.1% and 0.5% per trade. SEPA deposits on Change are also free (often arriving instantly), compared to competitors who may charge several percent for euro transfers. With card deposits, Change again leads with 0% fees, while other platforms typically charge up to 2% for the same transaction.
EUR withdrawals on Change cost just €1 flat, far lower than many platforms that charge higher fees for both withdrawals and deposits. Bitcoin withdrawals are set at 0.0003 BTC, a rate that remains competitive with industry standards.
Understanding spreads - the real cost of trading
Every platform operates with market spreads between buy and sell prices - this is how crypto exchanges make money and provide liquidity. Industry research shows that spreads on Bitcoin typically range from 0.5% to 2% depending on market conditions, platform size, and volatility.
What matters isn't avoiding spreads (impossible), but understanding them upfront. Some platforms advertise "zero fees" while hiding 2-3% spreads.
Change provides competitive spreads with complete transparency - you see exactly what you're paying before confirming any trade, with no hidden markups or surprise adjustments.
The hidden cost problem
Many so-called “low-fee” platforms generate revenue through less obvious methods. Research shows that some charge both trading fees and wide spreads - effectively doubling investor costs. Others advertise attractive trading rates but hide the catch elsewhere. Card deposit fees can exceed 2% on certain platforms, while spreads often remain unpredictable and vary significantly.
What others actually charge?
Research of European crypto platforms reveals the true cost landscape:
1) Most exchanges combine multiple fee types - trading fees (0.1-0.5%), spreads (0.5-2%), deposit fees (0-5% for cards), and withdrawal fees (€1-50). The total cost for a €10,000 Bitcoin investment typically ranges from €100 to €400+ depending on platform choice and trading patterns.
2) Many platforms appear cheap initially but become expensive through cumulative charges, or poor customer service that costs time and money to resolve.
Change's value proposition
Change offers competitive total costs while providing what many platforms cannot - regulated security, instant deposits, professional customer service, and complete transparency. You get predictable pricing without surprise fees, EU-licensed protection for your funds, and access to 500+ assets for portfolio diversification.
The platform efficiency comes from institutional partnerships and operational scale, allowing competitive spreads while maintaining the security and compliance that regulatory oversight requires.
Real investment impact
For long-term Bitcoin investors, platform choice significantly impacts returns. A platform saving 0.5% on spreads but charging 5% card fees, €25 withdrawal fees, and poor customer service often costs more than a transparent platform with competitive all-in pricing.
Change's approach prioritizes total cost transparency and user experience, ensuring your investment energy goes toward building wealth rather than managing platform complications.
Focus on total costs and platform reliability rather than headline fee rates. Choose platforms that show you all costs upfront while providing the security and service that successful investing requires - your long-term wealth depends on both cost efficiency and platform trustworthiness.
