Fees and Limits

1. What are the limits of Services?

LIMIT
VALUE
COMMENT
Minimum single Fiat deposit
€10.00
Change shall not accept transfers that are lower than the specific value.
Maximum single Fiat deposit
€4,000.00
Change shall not accept transfers that are higher than the specific value.
Minimum single Instant deposit
€10.00
Change shall not accept Instant Deposits that are lower than the specific value.
Maximum single Instant Deposit
€1,000.00
Change shall not accept Instant Deposits, that are higher than the specified value.
Monthly total Instant Deposits
€2,000.00
Change shall not accept Instant Deposits, that in total are higher than the specific value in a calendar month.
Minimum single Fiat withdrawal
€5.00
Change shall not process Fiat withdrawals that are lower than the specific value.
Monthly total withdrawals
€15,000.00
Due to regulatory restrictions Change can not process withdrawals, that in total are higher than the specific value in a calendar month, including Fiat and cryptocurrency withdrawals.
Maximum Fiat and cryptocurrency balance
unlimited
There is no limit on the total Fiat and cryptocurrency balances, although the monthly total withdrawal limit applies regardless.
Maximum Getchange Account and Debit Card balance
€8,000.00
Debit Card balance shall not be higher than the specific value at any given moment.
Minimum amount to buy cryptocurrencies in exchange for Fiat
€5.00
You cannot buy cryptocurrencies in exchange for fiat for lower than the specific value, however the limit is not applicable for buying cryptocurrencies in exchange for other cryptocurrencies or for selling cryptocurrencies.
Maximum daily ATM withdrawals
€250.00
Debit Card card shall not allow cash withdrawals, which in total are higher than the specific value per day.
Validity of Debit Card
36 months
Debit Card card is valid for the specific number of months.

2. What are the conversion fees?

Conversion Rate is comprised of Rate Reference and the specified conversion fee.
No additional fees, slippage or extended spread apply.

CRYPTOCURRENCY
VALUE
COMMENT
Bitcoin (BTC)
0.00%
Change shall charge a fee on buying or selling a specified cryptocurrency for Fiat or when converting from or to USDT.
Ethereum (ETH)
0.50%
Change shall charge a fee on buying or selling a specified cryptocurrency for Fiat or when converting from or to USDT.
Augur (REP), Basic Attention Token (BAT), Bitcoin Cash (BCH), Cardano (ADA), Chainlink (LINK), Cosmos (ATOM), Dai (DAI), DASH (DASH), EOS (EOS), Litecoin (LTC), Stellar (XLM), Tezos (XTZ), XRP (XRP)
0.50%
Change shall charge a fee on buying or selling a specified cryptocurrency for Fiat or when converting from or to USDT.
Augur (REP), Basic Attention Token (BAT), Bitcoin (BTC), Bitcoin Cash (BCH), Cardano (ADA), Chainlink (LINK), Cosmos (ATOM), Dai (DAI), DASH (DASH), EOS (EOS), Ethereum (ETH), Litecoin (LTC), Stellar (XLM), Tezos (XTZ), XRP (XRP)
1.00%
Change shall charge a specific percentage on converting to or from any specified cryptocurrencies.

3. What are the transfer fees?

TRANSACTION
VALUE
COMMENT
Fiat transfer
0%
Change shall not charge any percentage for transferring Fiat from a bank account to the Fiat Account.
Fiat withdrawal
0%
Change shall not charge any percentage for transferring Fiat to a bank account from the Fiat Account.
Instant Deposit
2.50%
Change shall charge a specific percentage for using the Service of Instant Deposit in order to add to and to dispose the Fiat on the Fiat Account instantly.
Cryptocurrency deposit
0%
Change shall not charge any percentage for transferring cryptocurrencies to the Wallet.
Cryptocurrency withdrawal
0%
Change shall not charge any percentage for transferring cryptocurrencies from the Wallet.

4. What are the Debit Card fees?

TRANSACTION
VALUE
COMMENT
Ordering and shipping
€4.95
One-off fee for Debit Card delivered within 10 business days to the registered address.
Debit Card replacement
€4.95
Applies to replacing Debit Card that is lost, stolen, or damaged. Replacing expired Debit Card is for free.
Monthly maintenance
€0.00
No monthly maintenance fee applies.
Euro purchases
€0.00
No fee applies to purchases made in euros.
Non-euro purchases in Europe
€0.50 plus 1% of the transaction value
Any transaction in a foreign currency will be converted into euros at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
Non-euro international purchases
€0.50 plus 1.50% of the transaction value
Any transaction in a foreign currency will be converted into euros at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
International purchases
€0.50 plus 1.50% of the transaction value
Any transaction in a foreign currency will be converted into Euros. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
Euro ATM withdrawal
€1.10
Non-euro ATM withdrawal in Europe
€1.10 plus 1% of the transaction value
Any transaction in a foreign currency will be converted into euros at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
Non-euro ATM withdrawal international
€1.75 plus 1.5% of the transaction value
Any transaction in a foreign currency will be converted into euros at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
ATM balance enquiry
€0.00
Paper statements
€2.00
Paper statements per 62 days can be requested by contacting Customer Support.
Online statements
€0.00
Online statements per at least 62 days can be downloaded from the Apps.

5. What are the Margin trade fees?

Data
Symbol
BTCUSD
Minimum Margin
Parameters
50%
Commission
0%
Minimum spread, %
0.6
Typical Spread, Pips
0.65
Limit / Stop Levels
0
SWAP Value (long), %
-4.5
SWAP Value (short), %
-4.5
3-day SWAPs
Thursday
Tick Size
0.01
Lot Size, BTC
1
Minimum Contract Size, Lots
0.01
Maximum Contract Size, Lots
10
Contract Step, Lots
0.01
Pip Value Per Minimum Contract, USD
0.01
Trading schedule, GMT
Sunday 22:05 - Friday 22:00